Settle privacy policy

Effective date: 4 October 2026

Settle is a Gulf end-of-service gratuity and final settlement calculator published by Mumshad Jawad, Dubai, United Arab Emirates. Contact: mumshadjawad3333@gmail.com.

1. What stays on your device

Every salary, date, name and saved calculation you enter, and every PDF letter you create. There is no account and no sign-up. We run no servers that receive your data.

2. What is collected, and by whom

• Advertising (free version): Google AdMob may collect your device's advertising ID, IP address and coarse ad-interaction data to show and measure ads. Where the law requires consent (EEA, UK, Switzerland), ads are only personalised after you consent. On iOS, tracking only happens if you allow it in the App Tracking Transparency prompt.
• Purchases: Google Play or the Apple App Store process payments. We receive no card details, only confirmation that a purchase is valid.
• We do not sell personal data, and we do not collect names, emails, contacts, location or financial account details.

3. Third parties

Google LLC (AdMob, Google Play): policies.google.com/privacy. Apple Inc. (App Store): apple.com/legal/privacy.

4. Your choices

• Change your ad consent at any time in the app's Settings (shown where required).
• Reset or delete your advertising ID in your phone's settings, or turn off tracking on iOS.
• A one-time purchase in the app removes ads.
• Uninstalling the app deletes all data stored by it on your device.

5. Children

Settle is not directed at children under 13 and we do not knowingly collect data from them.

6. Data deletion

Because we hold no data about you on our side, there is nothing to delete on our servers. To remove everything, uninstall the app. For questions, email mumshadjawad3333@gmail.com.

7. Changes

We will update the effective date above when this policy changes.

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